Commercial Assets Income & Liability Insurance

Herbert Insurance Group conducts business with all major insurers in New Zealand. We identify, source and arrange insurance programmes that provide comprehensive protection over building, plant and stock assets, business interruption and motor vehicles.  These include:

• Business Packages
• Business Interruption
• Money
• General Property
• Theft
• Glass
• Public & Products Liability
• Personal Accident & Sickness
• Employee Dishonesty
• Computer Electronic Equipment
• Machinery Breakdown
• Transit
• Portable equipment
• Material Damage (buildings/plant/stock)
• Business Interruption (loss of profits/additional increased costs/claims costs/loss of rents)
• Machinery Breakdown and Machinery Breakdown Business Interruption
• Fidelity Guarantee (theft/misappropriation by staff)
• Money
• Motor Vehicle (individual vehicles and fleets)
• Contract Works
• Electronic equipment (Computer hardware and software)
• Expatriate Care

Policy benefits and entitlements:

• Cover for all medical expenses up to 12 months after the accident, illness or treatment
• 24 hour emergency assistance with Customer Care
• Cover for routine dental, optical and medical expenses up to the policy limit
• Pre and post natal care costs

Coverage sections of the Policy:

• Medical Expenses
• Emergency Medical Evacuation and other Additional Expenses
• Repatriation of Mortal Remains
• Personal Injury
• Personal Liability
• Kidnap and Ransom
• Political Evacuation
• Optional business travel cover for travel outside country of residence

In addition, we work with you to ensure that your liability exposures are identified and protected with insurances to cover:

• Public Liability
• Employers and Statutory Liability
• Directors & Officers
• Professional Indemnity
• Trustees Liability 

Herbert Insurance Group Limited are able to arrange insurance at Lloyd's of London and have access to specialist markets for many lines of business, including:

• Aviation Insurance
• Bonds
• Consumer Credit 
• Credit
• Event cancellation
• Prize Indemnity

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Herbert Insurance Group Limited, Level 4, 1 Queen Street, PO Box 4040, Auckland, New Zealand Tel: +64 9 379 9757 Fax: +64 9 379 9767 Freephone NZ: 0800 40 40 41 Email: nzbrokers@herbertinsurancegroup.com

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